Why this site exists
Finaet (sw.finaet.com) is an independent guide to personal loans and credit cards. Our aim is simple: before you sign anything, you should be able to see the monthly payment, the total interest and the fees written out as plain numbers.
What we publish
Loan simulations with the formula visible, explainers on APR, fees and repayment terms, eligibility guides for banks and online lenders in several countries, and practical articles on using credit cards responsibly. Each worked example can be repeated with your own figures.
Sources and updates
Articles draw on lenders’ official product pages, regulators, central banks and consumer agencies. Rates and conditions change often, so prices are always presented as figures valid at the time of writing, and readers should confirm them with the provider.
Independence
Finaet is not a lender, broker or credit intermediary. We never collect applications, documents or payments, and we do not pass reader information to financial companies. Our content is educational and is not personal financial advice.
Funding
The site is funded by display advertising served by third-party networks. Advertisers have no say over which topics we cover or what articles conclude.